Terms of Service

1. Acceptance of Terms

By accessing and using Academy Calculator Hub, you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

Academy Calculator Hub provides free financial calculators and educational content to help users make informed financial decisions. Our calculators include:

• Dave Ramsey Investment Calculator
• Retirement Planning Calculator
• Compound Interest Calculator
• Net Worth Calculator

3. Use License

Permission is granted to temporarily use our calculators for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.

Under this license you may not:

• Modify or copy the materials
• Use the materials for commercial purposes or public display
• Remove any copyright or proprietary notations
• Attempt to reverse engineer any software

4. Disclaimer

The calculations and projections provided by our tools are based on the information you provide and certain assumptions about future performance. Past performance does not guarantee future results.

• Investment returns can vary significantly
• Market conditions can change unpredictably
• Individual circumstances may affect results
• Professional financial advice is recommended

5. Limitations of Liability

In no event shall Academy Calculator Hub or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use our calculators.

6. User Responsibilities

Users agree to:

• Use the service for lawful purposes only
• Not attempt to harm or disrupt the website
• Respect intellectual property rights
• Consult with qualified professionals for financial decisions

7. Intellectual Property

All content on Academy Calculator Hub, including text, graphics, logos, and software, is the property of Academy Calculator Hub and protected by copyright laws.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website.

9. Modifications

Academy Calculator Hub may revise these terms of service at any time without notice. By using this website, you agree to be bound by the current version of these terms.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States.

11. Contact Information

If you have any questions about these Terms of Service, please contact us: